News

Property Investors continue to seek better returns and higher yielding assets, many focused on refurbishment, development, or conversions, others seek better performance within the Specialist Residential Investment space. Demand for mixed use and semi-commercial assets continues to grow, offering investors the blend of residential investment perhaps mirroring their experience to this point or existing portfolios, and combining this with higher yielding commercial elements. This isn’t just experienced landlords, as many first time investors are buying semi commercial property as their first foray into the investment market.

Below are some of the recent examples where clients have invested in mixed-use and semi-commercial properties:

• Shops or cafés on the ground floor and flats above,
• Developments that integrate office space with apartments.
• Public house with a manager’s flat.
• Coffee shop with main residence above and behind forming one title (also in need of refurb)
• A mixed-use block featuring a dentist’s surgery on one level and private residences on another.
• Agricultural land and buildings with residential elements used for holiday lets, main residence and events.

This is not an exhaustive list, and we encounter a wide range of mixed-use and semi-commercial requirements for clients in varying circumstances. This is why we encourage early conversations to ensure the finance solution meets clients’ needs.

Omega has over 30 years experience supporting our clients, partner networks and introducers, who want to expand their portfolios or invest in a single asset for the first time. All discussions and terms are tailored to suit individual needs, helping clients achieve their financial goals.

One lender has just reduced their 5 year fixed rate within their Semi-Commercial range to 5.50% on both single assets and portfolios. Note this competitive against some BTL rates available in the current market and shows the support there is for this growing demand.