Helping Clients Unlock Capital Through Secured Loans
Over the past year, we’ve seen clients take varying approaches to raising capital. Often through refinancing portfolios or individual existing assets, capital raising against completed development projects or ‘Dev Exits’, short term bridging options inclusive of both 1st and 2nd charge. One traditional method many still forget however remains that of secured loans; which can be an effective and versatile tool for both personal and business finance.
As a commercial mortgage and specialist property finance broker, our value add isn’t just in understanding the market, it’s in understanding our clients and partners and importantly their specific needs. From our expert knowledge and relationships built with a wide network of lenders, we’re able to consider all approaches to client needs and evaluate the best solutions available. Not always simply the lowest rate on the request presented, but also alternative structures, undertaking free portfolio reviews and with it, multiple solutions to discuss with our clients and partners, all initial advice free of charge.
Flexible Cost-effective Personal Funding
Many clients have turned to secured loans to manage personal financial needs, often where timing and affordability are critical. Through our lender panel, we’ve helped clients secure funding for:
- Clearing urgent tax bills
- Carrying out essential works to the property used as security
- Home extensions, improvements
Because we work with multiple lenders, including specialist providers, we can match each client with the most competitive rates and terms available, even when their circumstances fall outside traditional lending criteria.
Business Finance: Leveraging Strong Lender Partnerships
Understanding our client requirements vs specific lender policy is instrumental in helping us support our clients to seize opportunities that require speed and certainty. Over the last year, we’ve arranged secured loans and 2nd charge debt for:
- Business purchases and acquisitions
- Deposits for new property investments
- Raising capital for wider development activity
- Management Buyouts (MBOs) & Management Buy-Ins (MBIs)
Having access to a broad range of lenders means we can negotiate terms that align with the client’s strategy. This has enabled them to maximise return and reduce monthly costs, structuring loans to support long-term growth and help cash flow.
Why Broker Access Matters More Than Ever
In a market where interest rates fluctuate and lender appetite shifts quickly, relying on reduced panel, or a single high-street lender can limit your options. Omega’s partners and clients benefit from:
- Competitive rates sourced from a diverse lender panel
- Specialist lenders who understand complex cases
- Faster decisions thanks to established relationships
- Tailored solutions rather than one-size-fits-all products
This breadth of access allows us to secure funding where others may struggle and often at rates clients wouldn’t be able to obtain on their own. The IFAs and introducers we work with know its not just lender access, its 30 years of understanding and knowledge built which they and their clients profit from.
Helping Clients Unlock Capital Through Secured Loans
Whether clients needed to stabilise cash flow, invest in their homes, acquire a business, or expand their property portfolios, our market knowledge and ability to advise across secured loans and alternative refinancing and 2nd charge options allows them to achieve their goals and make plans possible.
As always, early conversations are advised as secured loans or short term solutions are not suitable in all scenarios and it’s important that the appropriate structures and terms are sourced for each specific scenario.
Please contact a member of the team to kick start discussions 0333 600 0007 for free initial advice.
