Development and Refurbishment – 90% Loan to all Costs available – Terms available for Professional Developers & First-time Builders
Commercial Mortgages – Up to 82% LTV (100% in specific cases) Rates start at 1.90% over base rate. Terms up to 30 years with Interest-Only Options
Bridging and Short-term Finance – Short-term from 0.42% pcm (min 24 months) – Bridging Rates available from 0.43% pcm – Available for Auction Purchases

Commercial Mortgages for pharmacies

Commercial Mortgages for Pharmacies

Terms available up to 100% of Operating or Business Valuation, additional business debt can be arranged through other avenues.

Financial options in this sector can often allow clients to borrow at higher gearing levels, with options available to assist with purchase of the pharmacies themselves and not just the property from which they operate.

Terms are available to support multi-site companies or larger groups both on a granular and macro perspective.

Particular focus on income streams and positioning against local NHS services and Private facilities also forms part of the underwriting process.

What’s required for an assessment? Whilst we can often quote on the first call or in response to the initial email with outline terms available, in order to allow a member of the team to fully appraise an enquiry, it is very useful to have the following information available:

  • Latest accounts
  • Expected Property Value and any indication of going concern value
  • Required Loan amount
  • Proposed use of funds (i.e. purchase, remortgage)
  • Indication of client experience or summary of their CV

Whilst more information will be needed in due course, the information above will allow an initial appraisal and an indication of financial terms to be outlined.

Please note this is not an exhaustive list, most property types can be funded. It may also be possible to arrange commercial mortgages for applicants with previous credit problems.

To find out how we can help, please enquire here or give us a call.

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    ADDRESS

    63739 street lorem ipsum City, Country

    PHONE

    +12 (0) 345 678 9

    EMAIL

    info@company.com