Commercial Mortgages for businesses seeking to purchase or refinance their own trading premises
Whether buying new property or refinancing outstanding debt, we can help clients at every step. Our bespoke service ensures we fully understand both the business and the funding requirements in detail, delivering not just any deal but the right deal.
We’ll outline the very best terms available from the whole market, then manage the application process from enquiry to full credit sanction and through to completion.
Commercial mortgages are available to all applicant types; individuals, partnerships, limited companies, trusts, pension schemes, complicated and layered company structures, including situations where the property is owned by or to be purchased in the name of the directors and rented to their business.
Funding is available up to 81.5% of property value including fees for many business and property types, and even up to 90% plus funding into business goodwill for certain sectors. Interest-only and part-repayment options are available with loan terms up to 30 years.
Certain professional practices can be financed to 100% of property value plus goodwill funding.
The most competitive terms are available for established businesses with strong trading accounts, however we can also arrange finance for some start-up or newly formed businesses where a robust plan is in place.