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The extensive range of business and corporate finance we can arrange at Omega goes well beyond just commercial mortgages. Whilst we are justly well known for our expertise in that sector our experienced team can support our clients, introducing partners, IFAs and brokers with a full range of solutions that best meet the needs of the businesses we serve. These can include utilising traditional bank debt, new innovative lenders offering unsecured loans repayable over a shortened period or accessing Government schemes often supporting lower rates than otherwise available. Here are some of the areas with which we can source a solution.

Working Capital and Unsecured business loan: What is it?

Unsecured business loan can enable a business to borrow funds where traditional tangible security isn’t available (i.e. a property) to be used for a range of purposes. Working capital loan can provide assistance with short-term operational costs and enable investment within the business towards activities for growth.

What situations/scenarios are best to use it for

When a business has sales or depends on seasons, a working capital loan may well be needed during periods of reduced activity, or help support that business where debtors are taking longer to pay than usual.

There are a number of government schemes available to support businesses at present. Please speak to a member of the team to find out what may be available to support your business endeavours.

Finance to support MBO / MBI: What is it?

• Management buyout: a company’s existing managers acquire a part or all of the company they work in.
• Management buy in – helping to support new partners buy into an established ownership structure.

What situations/scenarios facilitate MBO finance

The members of the buyout team will seek forms of unsecured and secured debt to meet the agreed costs of the subject transaction. The solutions provided can range from unsecured business loans, homeowner loans, secured loans on investment property and even invoice finance in some scenarios.

Invoice Finance: What is it?

Invoice finance is a method of finance that enables businesses to generate cash quickly by borrowing against their accounts receivable / outstanding debtor book

 What situations/scenarios are best to use it for

A business may look to utilise such a facility where it needs to quickly improve cash flow, speed up expansion plans or meet unexpected operational needs. Average debtor days have increased across many sectors, meaning businesses need access to that hard earned income earlier than some invoices are being paid.

Omega has spent many years working with brokers and IFAs providing them with an extensive range of financial solutions that best meet the needs of their clients. This range has been developed through our experience and understanding of client needs across an ever-changing market.

We could not offer such an extensive range of business support without the strong relationships we have built with established reputable lenders in the commercial space. It enables us to offer robust products backed by exceptional professional service.

We understand the importance of supporting businesses in the UK and ensuring they can thrive and grow in some scenarios, or simply continue trading; obtaining the support they need for expansion plans as well as meeting short-term financial challenges, and ultimately delivering fully tailored terms is at the heart of Omega’s service.

Please contact our knowledgeable team today.